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Credit Building for Teens Workshop

*Youth Workshop

Even if you’re not old enough to get a credit card or apply for a loan, it is important for teens to get a head start on developing a strong credit history.  This webinar will help teens understand how credit works.

* If you have a job, building credit is partly about managing your hard-earned money and learning to pay bills on time, such as a monthly cell phone bill.
*Open a checking or savings account. Responsibly managing and maintaining these basic accounts will show a financial institution that you can handle money. If the account comes with a debit card, you will get experience using a card for withdrawing cash.
*If your job permits, set up direct deposit to your account. It is easier to save if the money isn’t sitting in your pocket!
*The first time you borrow money is likely to be college loans.  Learn what interest is and how much you will end up replaying on top of a student loan.
*The workshop lasts about 45 minutes, followed by time for questions.

Please choose only one meeting to attend.