Welcome to today's session on #DEBTinTX with @AssetFunders and @DallasFedComDev

Chad Contéro-Puls, Texas Higher Education Coordinating Board

Bernice Uresti, San Antonio Area Foundation, San Antonio, TX

Crystal Wells Catholic Charities

Janet Morrison-Lane, Vickery Meadow Youth Development Foundation, Dallas

Gavin Nichols, San Antonio Area Foundation

Scott Giles, Trellis Company, Austin

Good morning all! Courtney Vasquez, Austin Community College, Austin, TX.

Good morning everyone - Paula McDermott with Austin Community College - Austin

Julia Barnard from the Center for Responsible Lending

Barbara LeCesne, Western Governors University Dallas

Rio- Young Invincibles, CA

Frances Gonzalez, San Antonio AFN

Linda Kuhn - Austin Community College

Diana Hidrogo ACC, Austin, TX

Iraida Garcia, UT Austin

Chalese Connors, Texas Woman's University in Denton

Velvet Bryant, The Annie E. Casey Foundation (Maryland)

Kristin Boyer - Trellis Foundation - Austin, TX

Stephanie Marquez, Austin Community College

Dawn Plug, Austin Community College - Austin TX

Austin Community College, ATX, Student Money Management Office

Kristin Rennels, Asset Funders Network

Stephanie O'Banion, United Way of Central Texas

Kolette Palacios, WGU Texas

Christina Long, Young Invincibles, Austin, TX

Jennifer Cook, San Antonio Area Foundation

Eileen Eiden Austin Community College

Beth Byrum, Sharing Life community Outreach, Mesquite, Texas

Rhonda Williams, Region 10 Education Service Center, Richardson, TX

Malcolm Sullivan, Young Invincibles, Austin TX - Go Adam!!!

Karen Murrell, Asset Funders Network, Silvermans Spring, MD

Hello Everyone! My name is Amber Mayhew, Catholic Charities of Fort Worth, Fort Worth, TX

Renato de los Santos, Director of the Dallas Office of the LULAC National Educational Service Centers a nonprofit operating TRIO and Upward Bound Projects in Dallas

ASAR ALKEBULAN, University of Texas at Austin, Texas Financial Wellness

Annika Little, Asset Funders Network in Dallas

Ana Guerrero with Catholic Charities of Fort Worth

Linda Eguiluz, Austin Community College, TX

Wende Burton, Communities Foundation of Texas, Dallas Texas

Will Davies, Breakthrough Central Texas

Regina Juarez, International Rescue Committee

Josue Rodriguez, Young Invincibles, Houston, TX

Nadine Dechausay, Communities Foundation of Texas

Shareea Woods, Educate Texas

Don Baylor, Jr. The Annie E. Casey Foundation

Latisha, ACC Austin TX

Aurora Harris, Young Invincibles, Houston, TX

Nancy Moreno, Wilkinson Center, Dallas Texas

Thank you for sharing Adam!

Thank you, Adam!

thank you Adam!

“The more you know, the more you’re worth!” …love this!

Thank you for sharing Adam

Thank you for sharing your story Adam!

Thank you, Adam!

Great job, thank you Adam!

Thanks Adam for sharing!

Thank you for sharing, Congratulations on Graduating this semester!

Thank you for sharing your story Adam!

Thank you, Adam! My parents were also immigrants. I was the first one to graduate college!

Thank you so much for sharing your journey, Adam!

Can’t hear you

no sound

Oh no, I can not hear you.

now we can

we can now

yes now

audio much better now

Thank you for this acknowledgement. Much respect.

Feel free to submit questions iat any time. We’ll address questions immediately after the panel session.

I'd like to hear more about for profit schools- how are they defined? do we know if TX attend for profit schools at higher rates than students from other states?

Thanks, Kiran!

Thank you Kiran!

Thank you, Kiran!

From victim blaming to system naming! Love that

Here is a fascinating look at negative impact of property taxes on black homeowners. https://www.washingtonpost.com/business/2020/07/02/black-property-tax/ Analysis | Black families pay significantly higher property taxes than white families, new analysis showsAs black Americans are leading protests against police violence in the United States, a new study shows they pay a disproportionate amount of the property taxes that help fund local police.By Andrew Van Damhttps://www.washingtonpost.com/business/2020/07/02/black-property-tax/

what factors inform setting the retirement of student debt at $50,000 versus other who suggest higher or lower levels of forgiveness? and what are implementation issues to be addressed to make it effective?

Thank you cat that was amazing!

Bravo!

Thank you, Cat!

EVERYTHING!! Thanks Cat

Incredible presentation. Very insightful!

Thankfully we worked with Jolt and other partners to repeal this last session!

did TX change the rule about default loan can't revoking a professional license back in 2019?

correct @Eileen!

How impactful will the UT policy offering free tuition to students with family incomes at $65,000 or below, starting in 2020?

2020 Texas Public Higher Almanca from THECB was released yesterday. It has great information.

http://reportcenter.highered.texas.gov/agency-publication/almanac/2020-texas-public-higher-education-almanac/

is the student loan debt data based on all debt or only undergraduate debt?

Thank you, Pedro!

valuable information. thank you !

Thank you, Aurora! Great session!

Thanks, everyone. If anyone has questions, my email is kiran.sidhu@responsiblelending.org

Great questions yall! great presentation Pedro!

Great information and discussions everyone!

Honoured to be on a panel with these rock stars.

Check out On Shaky Ground for more information about the sandwich generation... https://assetfunders.org/wp-content/uploads/AFN-Shaky-Ground-Brief-2018.pdf

Thank you panelists for your presentations, we’re excited to move forward on policy work!

https://www.responsiblelending.org/research-publication/state-profit-colleges

Here's the 50-state map I mentioned on for profit schools

thank you Kiran!

Thank you for the invitation to join these esteemed panelists, and to all attendees for your thoughtful comments and questions!!

Thank you!

Very valuable information!

This was very insightful! Thank you